Savings Calculator

Watch your piggy bank grow. Project future balances and reach goals faster.

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Savings Calculator
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These offers are no longer available on our site: Chase Freedom Flex℠, Chase Freedom Unlimited®, Bank of America® Premium Rewards® Visa® credit card, Chase Sapphire Preferred® Card, Citi® Secured Mastercard®

Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Written by: Tim Devaney

Whether you’re looking to build credit, get out of debt or earn rewards, we’ve compiled a list of the best credit cards on the market to help you find the right one for your wallet.

FAQ: Editors’ answers

A higher interest rate generally leads to a greater total amount in your savings over time. The calculator allows you to adjust the interest rate to see how it impacts your projected savings.

Some countries tax interest earned on savings accounts. Entering the applicable tax rate in the calculator helps you get a more realistic picture of your potential future balance after accounting for any taxes.

Yes, you can adjust the initial balance, duration, and interest rate to match your specific savings goals. This allows you to estimate how much you need to save regularly to reach your desired target within a specific timeframe.

No, the ShePays Savings Calculator does not take inflation into account. Inflation reduces the purchasing power of your money over time. Therefore, the actual value of your future savings might be slightly less than the total amount displayed by the calculator due to inflation.

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¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
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