Auto Loan Calculator

Steer your car finance decisions in the right direction. Estimate monthly payments and total loan costs.

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Auto Loan Calculator
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These offers are no longer available on our site: Chase Freedom Flex℠, Chase Freedom Unlimited®, Bank of America® Premium Rewards® Visa® credit card, Chase Sapphire Preferred® Card, Citi® Secured Mastercard®

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Written by: Tim Devaney

Whether you’re looking to build credit, get out of debt or earn rewards, we’ve compiled a list of the best credit cards on the market to help you find the right one for your wallet.

FAQ: Editors’ answers

The example on the webpage shows 3.5% but interest rates can vary depending on your creditworthiness, loan terms, and lender. It's recommended to check with different lenders for accurate rates.

The calculator allows you to choose a loan term of up to 97 months (slightly over 8 years).

The calculator provides an option to include the estimated trade-in value of your old car towards the down payment.

Yes, the calculator allows you to input estimated dealer fees and rebates to get a more accurate picture of your potential loan amount and monthly payment.

The calculator provides an estimate based on the information you enter. The actual loan terms and monthly payment may differ depending on your specific situation and lender's final approval.

No, the ShePays Auto Loan Calculator is a general tool for estimating loan costs and shouldn't be considered an official quote from any lender. It's recommended to use the information to compare offers from different lenders before finalizing a loan.

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¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
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